Health insurance for your pet: Is it worth the investment?
57Pet Insurance is a great thing to have. It is the equvialent to people insurance in that it is there when you really need it.
If you take your pets to the vet on a regular bases like a good parent, then it is good to have this also. You never know when one of those check-ups will turn up something bad.
I have a beagle named Daisey that we have had for almost 8 years. She has developed bad allegries and for a while was getting a shot a week. She is also on a prescription food that is about $40 for an 18 pound bag. As this might not sound like a lot, it comes out to be around $3,000 a year. If we have of gotten the insurance for her years ago, then we would have help with this.
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My previous dog developed diabetes and we faced the hideous prospect of having to buy insulin and the syringes! Needless to say - no insurance!
The irony is that if I was the one on drugs I could have exchanged them for free at the needle exchange but because the dog needed them.... The thing that saved the say was finding the drug company that produced the insulin and arranging with them to get the almost out of date insulin returned by the reps etc... it was fine to use and kept him going for 4 years longer than we might have been able to manage without such generosity!
Each Christmas he sent a card to the guys at the drug company thanking them for another year with us!
Pet insurance is good to get the when you get your puppy. A lot of pet insurance companies don't treat past injuries. So, if your dog gets hit by a car, you get pet insurance, and years later he starts having related seizures or arthritus, you may not get much help.
Pet insurance would definitely have been helpful when my beloved Afghan Hound was hit by a car many years ago after darting out of my downtown Atlanta townhouse. She had to have numerous surgeries and blood transfusions with in the fisrt month and a half of the accident. Unfortunately she did not make it but the bills were still there for me to pay.
Pet insurance would definitely have been helpful when my beloved Afghan Hound was hit by a car many years ago after darting out of my downtown Atlanta townhouse. She had to have numerous surgeries and blood transfusions with in the first month and a half of the accident. Unfortunately she did not make it but the bills were still there for me to pay.
Bonnie Ramsey 4 years ago
I couldn't agree more. If you regard your pets as family members as we do, you will do just as much for them as you would for your children. When our Peek-a-Wienie (Pekignese/Dashound mix) named Pete became ill with congestive heart failure, he was 14 and we had been with us for over 10 years. He was our baby and we were devestated. The first vet that he went to wanted to just go ahead and put him to sleep right then. I told my hubby I just had to get a second opinion as he did not seem to be suffering or even uncomfortable at that point.
The second vet was awsome. He was in no way ready to put him down and started him on medications, including heart pills, fluid tablets, protien drops and a special diet which consisted of people food with extremely high protien such as liver. The medications alone ran over $100 per month, not counting the vet bills and special meals I had to prepare for him. Then, after just over a year, they had to do special procedures each week to 2 weeks to extract some of the fluid that was building up around his heart too fast for the fluid tablets. These added quickly to the vet bills.
Needless to say that we eventually had to give in to this disease but we had almost 2 more quality years with him because of the efforts of this vet and our willingness to do whatever it took to keep our baby comfortable as long as possible. He has been gone almost a year and we are just now about to finish off paying the vet bills. If only we had the insurance! If I had known about it then, we may have but I will certainly get it for Mr. Pugs ( our other baby).